But nowadays, Wall Street sees Apple very differently — and this morning’s much-hyped iPhone announcements from the tech giant did little to stop its year-long descent into stagnation. Apple’s gold phones, 64-bit processors, and fingerprint sensors barely budged the needle on Wall Street, as shares fell more than 2 percent from the day’s opening price of $506.20.

From a consumer point-of-view, I like what I see in the iPhone 5S. But I’m a user of the iPhone 4S, so this is considered a major upgrade for me. I don’t believe Apple needs to innovate with each new iPhone release. I think they need to keep doing what they are doing, putting out a solid product that fits my needs.